Low Rate

Low-Interest Rate Finance

A chief concern among those considering buying a car on finance is how much you will have to pay back overall via the interest rate. That is why at Accept Car Finance, our specialised lenders provide affordable low rate car finance and cheap car finance that works for everyone. We treat all our customers and their applications on an individual basis and therefore, the rate is subject to change and the representative APR may not be the rate you receive. Our lenders offer low-cost loans which are competitively priced and apply to drivers whether you are buying your first car or upgrading to a bigger car or the car of your dreams.

Which cars are available for Low Rate finance?

Find the best deals on car finance options here at Accept Car Finance.

Who can get a cheap car finance loan?

You generally have to be over 18 to get a car loan, have a source of income and our panel of lenders will often have their own specific requirements to help you get the best car finance deal possible. Your finance will also be cheaper depending on the type of finance you take on your car as some deals tend to have cheaper monthly payments.

For more details, you can contact us directly by our website forms, social media, phone or email.

What are the benefits of low rate finance?

The main reason so many people are turning to car finance is that it offers a more cost-effective solution compared to making one lump sum payment. Having to then pay back exorbitant interest rates defeats the purpose of using car finance. High-interest rates will, for instance, cause you to lose a lot of money in the long term. With low rate finance, however, you do not have to dread how much those monthly payments are adding up. You can put your mind at ease and enjoy your new car in the knowledge that you have acquired a good deal. That is why we strive to offer the best low rate finance rates that we can.

How are we able to offer finance at such a low rate?

Accept Car Finance is one of the largest used car supermarkets in the North West. We are able to secure millions of pounds worth of car finance deals for our customers every single year. Therefore, we have the ability to ensure market-leading rates (lowest) for our customers. We also have close relationships with many lenders - including Alphera Financial services, Moneyway, Moto Novo, Hitachi, Oodle, Startline motor finance and Blue Motor Finance - who are able to provide us with access to excellent used car finance rates. All financing is subject to status.