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Borrowing £6,999 over 5 years with a Representative APR of 12%, a fixed annual interest rate of 5.99% and a deposit of £1,000, the amount payable would be: £151.59 a month for 59 months and a final payment of £311.59 which includes an administration fee of £150 and an option to purchase fee of £10. The total cost of credit is £2,256.20 and the Total Amount Payable is £9,255.40.
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