Car finance, which we provide to people in Liverpool, is often seen as the alternative to the normal method of buying a vehicle in one lump sum payment. However, that is not the case. Nowadays, more people actually use car finance than they do the traditional method. That is because car finance is, first of all, better for short-term financial management.

Why should I choose car finance in Liverpool?

Not many people have the money to pay for a new car in one go. They would need to save up for months, maybe even years, to afford this. Even if they have the money, furthermore, the expenditure can leave people immediately crippled financially.

Car finance is beneficial to drivers in Liverpool because it avoids both of these problems. Instead of spending a long time saving up to buy your car in one go you can pay off the vehicle in small monthly instalments, all the while having a car in your ownership. During the time you would normally spend saving, you actually have a vehicle you can drive.

How long does it take to apply for car finance?

No time at all. To acquire car finance in Liverpool, you simply need to fill out a short application form. Once this is complete, a member of the team will review it on the very same day. You should have a response within 24 hours telling you if your application has been successful with one of our lenders. Then, we can begin to outline a repayment plan and you can browse what new and used cars are on offer.

Who can apply for Liverpool car finance?

Anyone can make an application for car finance in Liverpool. It does not matter if you are self-employed, work part time or are between jobs. Nor does it matter if you are claiming benefits or studying at university. All that matters to us is that you have a healthy credit score, which proves you are able to be consistent with the monthly repayments. We believe that everyone should enjoy the benefits of a car and our team will work with you to set up a repayment plan that is perfect for your specific circumstances.