My credit score is:

I would like to spend:

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I would like to repay it over:

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Bad

Unstable address history, unconfirmed by electoral roll. Recent employment or self-employment and periods of unemployment. Over credit card limit and late on mortgage, loan repayments. Recent or current late payments, defaults or repossession registered. Recent County Court Judgements, Bankruptcy or similar. No bank account.

Poor

Frequent changes of address with patchy electoral roll record. Recent changes in employment or self employment. Recent (and frequent) credit applications. High level of debt to estimated income. Recent late payments/credit cards over limits. Old defaults or County Court Judgements

Average

Frequent changes of address with patchy electoral roll record. Recent changes in employment or self employment. More frequent credit applications. High level of debt to estimated income. Occasional late payments or credit cards over limits. Old defaults or County Court Judgements, especially of small value

Good

Resident at address for long period with electoral roll record. Home owner or long term tenant. With same employer or self employed for long period. Long credit history with mortgage, loans and credit cards. Infrequent credit applications. Credit with few missed payments, defaults or County Court Judgements.

Excellent

We cater for all types of credit so please fill in our application form and we will come back to you with the best rates available. All credit levels considered

Representative APR

Total Repayment
Total Cost of Credit
Monthly Repayment
£